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Second-To-Die Policy in Duluth and Norcross, GA

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Summitt Insurance Agency knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Summitt Insurance Agency gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Summitt Insurance Agency to determine the right amount coverage for you and your family.
 

Our Location

Summitt Insurance Agency

2131 Pleasant Hill Road, Suite 144
Duluth, GA 30096
Main office: 770-448-9331

Our Providers

Testimonials

Whether it's answering a coverage question, periodically shopping the market for the most competitive terms from highly rated carriers or assisting in a claim, you've always taken the time to do the job right.
Frank & Cathy, Marietta GA
...My agent Mary has been very helpful. I always felt she was my advocate and looking out for my best interests.
Jim, Ball Ground, GA
It is always pleasure talking to someone professional on the other end of the line and getting things done right the first time.
Paul, Atlanta, GA
The friendly staff is always a delight to talk with and has always gone beyond expectations to solve any issues with coverage or claims.
Daryl, Alpharetta, GA
You have helped me in my auto and home insurance so much and have taken good care of me.
Frances, Lawrenceville, GA